Securing capital for an acquisition—especially in the online space—can be challenging. And while SBA funding has become even more restrictive, we can offer qualified buyers access to a full spectrum of alternative non-SBA lending solutions through our network of banks, private credit groups and institutional capital partners -- matching buyers with the right capital source based on deal size, structure, and borrower profile.

Whether you’re acquiring a business we are working on together -- or one you’ve sourced independently -- we can help secure the right financing to get your deal done.

Some of these options include:

UNSECURED ACQUISITION LINES OF CREDIT:
-Pre-acquisition debt strategy offering up to $500K–$1M in unsecured business lines of credit at Prime rates.

-Ideal for cash acquisitions under $1M or to potentially use as the equity injection for larger deals.

-Funds are not tied to a specific business, so buyers can be flexible and act fast when the right opportunity arises.

NON-SBA CONVENTIONAL TERM LOANS:
-Traditional bank loans (outside SBA) for strong borrowers.

-Loans from $2M–$25M+, 5–20 year terms, Prime to Prime + 2% rates, and 80%–90% LTV.

-Best for deals with strong financials/tax returns and experienced buyers.

PRIVATE CREDIT & INSTITUTIONAL CAPITAL:
-Flexible funding for deals $2M–$40M+, typically closing in 30–45 days. 5--10 year terms and rates from Prime to Prime + 3%.

-Some lenders will allow and count full seller notes or equity holds as the buyer injection — often enabling little or no cash down.

-High leverage, high speed.

ALTERNATIVE DEBT & BRIDGE FINANCING:
-Creative, fast capital options like bridge loans, mezz, and subordinated debt.

-Ranges from $100K–$5M+, usually under 5 year terms.

-Great for speed, flexibility, and some may offer interest-only or non-recourse terms.